Layaway Policy

I am pleased to offer my established* clientele flexible purchasing on any jewelry item of $400.00 or more.  Layaway can be up to 90 days of free financing with a payment required on a bi-weekly or monthly basis with 25% down.  Layaway down payments and additional payments are non-refundable and payments must be completed promptly.  If the layaway terms of payment are not met in the agreed upon time frame, the layaway will be cancelled and all payments as well as the merchandise will be forfeited.  Layaway terms are final purchases and may not be renegotiated after the down payment is made.  Layaway items are final purchases and may not be exchanged.  Sales and promotions do not apply to layaway purchases.  Extended layaway on items over $1,000.00 may be arranged on an individual basis depending upon our prior history (contact me).  Unless otherwise noted, all promotional discounts and sales are not valid on previous purchases or layaway.  Discount codes cannot be added after an order is placed.

Arrangements for layaway will be contracted through my email address:

Kat Kouture Jewelry reserves the right to amend these terms without notice as well as restrict promotional discounts on any products at it's sole discretion.

*Established clientele are those individuals with whom I have a prior business history.  First time buyers are exempt from layaway.